TITLE INSURANCE RATES

Standard vs. Enhanced Policies for Owners and Lenders

Standard Coverage policies provide protection to property owners and lenders in the event of defect, lien or encumbrance on the title, unmarketability of title and/or a lack of right of access to and from the property.

Real Estate Security Agency, LLC and its Underwriters offer Enhanced Coverage policies that provide additional protections to homeowners and lenders.  In addition to the protections traditionally provided by standard title insurance, Enhanced Coverage policies provide protection from loss for violations that existed before the property was purchased, post-policy encroachments, forgery, building permit violations, inflation coverage, living trust coverage and much more.


Title Insurance Rates


Owners Title Insurance Rates
Owners Title Insurance Rates Standard Coverage Enhanced Coverage
(minimum premium: $200.00) (per thousand) (per thousand)
Up to $250,000 of liability written $ 3.90 $ 4.68
Over $250,000 and up to $500,000 of liability written, add $ 3.70 $ 4.44
Over $500,000 and up to $1,000,000 of liability written, add $ 3.40 $ 4.08
Over $1,000,000 and up to $2,000,000 of liability written, add $ 2.25 $ 2.70
Over $2,000,000 and up to $5,000,000 of liability written, add $ 2.00 $ 2.40
Over $5,000,000 and up to $10,000,000 of liability written, add $ 1.75 $ 2.10
Over $10,000,000 of liability written, add Call for quote Call for quote

 

Lender Title Insurance Rates
Lender Title Insurance Rates Standard Coverage Enhanced Coverage
(minimum premium: $200.00) (per thousand) (per thousand)
Up to $250,000 of liability written $ 2.90 $ 3.48
Over $250,000 and up to $500,000 of liability written, add $ 2.70 $ 3.24
Over $500,000 and up to $1,000,000 of liability written, add $ 2.30 $ 2.76
Over $1,000,000 and up to $2,000,000 of liability written, add $ 1.85 $ 2.22
Over $2,000,000 and up to $5,000,000 of liability written, add $ 1.50 $ 1.80
Over $5,000,000 and up to $10,000,000 of liability written, add $  1.20 $  1.44
Over $10,000,000 of liability written, add Call for quote Call for quote